What kinds of information we collect: We collect
information about you, (for instance, your name, address,
telephone number), and information about your transaction,
including the identity of the real property that you are
buying or financing. We obtain a copy of any deeds, notes,
or mortgages that are involved in the transaction. We may
get this information from you or from the lender, attorney,
or real estate broker that you have chosen. Our title insurance
companies then obtain information from the public records
about the property so that we can prepare a title insurance
policy. When we provide closing, escrow, or settlement services,
mortgage lending, or mortgage loan servicing, we may get
your social security number, and we may receive additional
information from third parties including appraisals, credit
reports, land surveys, escrow account balances, and sometimes
bank account numbers to facilitate the transaction. If you
are concerned about the information we have collected, please
write to us.
How we use this information: The Company giving or
specifically adopting this notice does not share your information
with marketers outside its own family. There's no need to
tell us to keep your information to ourselves because we
share your information only to provide the service requested
by you or your lender, or in other ways permitted by law.
The privacy laws permit some sharing without your approval.
We may share internally and with nonaffiliated third parties
in order to carry out and service your transaction, to protect
against fraud or unauthorized transactions, for institutional
risk control, and to provide information to government and
law enforcement agencies. Companies within a family may
share certain information among themselves in order to identify
and market their own products that they think may be useful
to you. Credit information about you is shared only to facilitate
your transaction or for some other purpose permitted by
law.
How we protect your information: We restrict access
to nonpublic personal information about you to those employees
who need the information to provide products or services
to you. We maintain physical, electronic, and procedural
safeguards that comply with law to guard your nonpublic
personal information. We reinforce the company's privacy
policy with our employees.
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